Available Services

Investment Planning

Robust Investment Analysis
Risk Tolerance Assessment
Asset Allocation
Time Horizon
Withdrawal Strategies
Investment Policy Statement
Stock Concentration
Review Investments Held Outside of Firm
Fee-Based Financial Planning

Retirement Planning

Retirement Matters of Importance/Goal Setting
Social Security & Medicare
Business Planning
IRA Contributions & Conversions
Employer-Sponsored Plans & 401(k)s
Annuities & Pensions
RMDs & Withdrawal Strategies
Self-Employed Retirement Plans
Roth IRAs

Estate Planning

Wills
Power of Attorney
Living Will
Medical Directives
Trusts
Irrevocable Life Insurance Trusts
Estate Taxes
Guardians for Minor Children
Charitable Giving & Trusts

Risk Management and Insurance

Review of Existing Policies
Life Insurance Needs
Long Term Care Insurance
Disability Insurance
Health Insurance
Group Health Insurance
Corporate Benefit Plans
Liability Coverage

Cash Flow and Budget

Income Sources
Expenses & Budgeting
Debt Management
One-Time Expenses
Planned Large Expenses
Emergency Funding
Dollar Cost Averaging
Mortgage Review & Lending Needs
Lines of Credit

Assistance to Loved Ones

Gifting
Educational Planning
Caring for Elderly
529 College Saving Plans
Roth IRAs for Children
UGMA/UTMA

Income Tax Planning

Tax-Saving Strategies
Review of Cost Basis
Review Realized Gains
Carry Forward Losses
Tax Loss Harvesting
Deductions & Credits
Potential Roth Conversions
Health Savings & Flexible Spending Accounts

Professional Resources Provided:

State-of-the-Art Financial Technology
Secure, online Financial Web Portal
Maintenance of legal documents
Coordination with your other advisors
Access to pre-screened professional experts such as mortgage brokers, estate planning attorneys, CPA/CVAs