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Available Services

Investment Planning

  • Robust Investment Analysis
  • Risk Tolerance Assessment
  • Asset Allocation
  • Time Horizon
  • Withdrawal Strategies
  • Investment Policy Statement
  • Stock Concentration
  • Review Investments Held Outside of Firm
  • Fee-Based Financial Planning

Retirement Planning

  • Retirement Matters of Importance/Goal Setting
  • Social Security & Medicare
  • Business Planning
  • IRA Contributions & Conversions
  • Employer-Sponsored Plans & 401(k)s
  • Annuities & Pensions
  • RMDs & Withdrawal Strategies
  • Self-Employed Retirement Plans
  • Roth IRAs

Estate Planning

  • Wills
  • Power of Attorney
  • Living Will
  • Medical Directives 
  • Trusts
  • Irrevocable Life Insurance Trusts
  • Estate Taxes
  • Guardians for Minor Children
  • Charitable Giving & Trusts

Risk Management and Insurance

  • Review of Existing Policies
  • Life Insurance Needs
  • Long Term Care Insurance
  • Disability Insurance
  • Health Insurance
  • Group Health Insurance
  • Corporate Benefit Plans
  • Liability Coverage

Cash Flow and Budget

  • Income Sources
  • Expenses & Budgeting 
  • Debt Management 
  • One-Time Expenses
  • Planned Large Expenses
  • Emergency Funding 
  • Dollar Cost Averaging 
  • Mortgage Review & Lending Needs
  • Lines of Credit

Assistance to Loved Ones

  • Gifting 
  • Educational Planning
  • Caring for Elderly 
  • 529 College Saving Plans
  • Roth IRAs for Children
  • UGMA/UTMA

Income Tax Planning

  • Tax-Saving Strategies
  • Review of Cost Basis
  • Review Realized Gains
  • Carry Forward Losses
  • Tax Loss Harvesting
  • Deductions & Credits
  • Potential Roth Conversions 
  • Health Savings & Flexible Spending Accounts 

Professional Resources Provided:

  • State-of-the-Art Financial Technology
  • Secure, online Financial Web Portal
  • Maintenance of legal documents
  • Coordination with your other advisors
  • Access to pre-screened professional experts such as mortgage brokers, estate planning attorneys, CPA/CVAs
  • U.S. DOL Fiduciary Rule Compliant